14 Best iPhone Apps for Expense Tracking

Best iPhone Apps for Expense Tracking

Are you tired of looking at your bank statement only to find that you can’t remember what most of the charges are?

Budgeting is never fun, but it’s necessary if you want to keep your finances under control and maintain your financial health. 

If so, an expense tracking app could answer your problems, and the iPhone has more than its fair share of options that make it easy to do just that. It’s wise to have an iPhone app to help you do so. 

Whether you want to pay off debt, save up for a big trip, or stick to a budget, these 14 best iPhone apps for expense tracking will give you plenty of helpful features and capabilities.

Along with information on how each works and where you can find them in the App Store.

1. Expensify

Looking for one of the best iPhone apps for expense tracking that does it all, look no further than Expensify.

This app is jam-packed with features, making it ideal for businesses of all sizes. With Expensify, you can track expenses, create and send invoices, track mileage, and more.

And if you need to connect to your bank or credit card account, Expensify can do that too.

In addition to being highly functional, this app also has a sleek design; what’s not to love? Unfortunately, Expensify is the most expensive app on our list at $59.99 annually (though they offer a free trial). 

Suppose you’re already paying for another business management software package like QuickBooks.

In that case, Expensify might be worth the investment since it integrates seamlessly with other popular programs such as Microsoft Excel and Google Sheets. Lastly, we have to mention how user-friendly this program is!

2. Mint

If you want a well-rounded expense tracking app that covers all the bases, Mint is a great choice.

It connects to your bank account, automatically tracks your spending, categorizes transactions, and even provides insights on where you can save money. You can also manually add cash transactions and bills. 

One of Mint’s best features is its ability to create a budget based on your past spending patterns.

From there, it will give you notifications if you’re overspending in any category, so you can cut back or set aside some extra money for later. 

There are plenty of other nifty features, too: an app with barcode scanning capabilities to help with manual input, a savings goal tracker, and automatic bill reminders so that you never miss paying a bill again.

3. Personal Capital

Personal Capital is one of the best iPhone apps for expense tracking and budgeting. The app gives you a clear overview of your finances, tracks your spending, and provides helpful insights to help you save money.

You can also monitor your investments in stocks, bonds, mutual funds, ETFs, and other securities. 

The app also makes it easy to create an investment plan based on your personal finance goals.

Personal Capital is free, but you can upgrade to a premium account with extra features. It currently has 4.5 stars from more than 300 reviews on the App Store. 

4. PocketGuard

If you’re looking for an app to help you keep track of your spending, PocketGuard is an excellent option.

It connects to your bank account and tracks your income and expenses to see where your money is going. Plus, it has a handy feature that shows you how much money you have left to spend each month based on your budget. 

You can also use PocketGuard to create a Debt Reduction Plan, which can help you get out of debt faster.

The app is free to download and use, but some premium features cost $4/month or $40/year. I was surprised by how easy the app was to use, mainly because I’m not always good with numbers! 

You can see your spending in real time, making it even easier. So, if you want a helpful app to ensure your spending stays in check, this one’s perfect among the best iPhone apps for expense tracking!

5. Spendee

Looking for the best iPhone app for expense tracking? Look no further than Spendee. This app makes it easy to track your spending and see where your money’s going, and you can create budgets and see how well you stick to them. 

Plus, you can share your data with others to save money. It has a convenient widget that lets you know when you’ve over budget. There are no ads, but I love this app!

6. XpenseTracker

If you need help tracking your expenses, many great iPhone apps can help. XpenseTracker is one of the best iPhone apps for expense tracking, thanks to its ease of use and features. To get started, enter in your expenses as they happen. 

You can track how much you spend on gas, groceries, and entertainment. Plus, you can see how much money you have left over at the end of the month. 

One of the best things about XpenseTracker is that it’s free to use and has an online account to access your information from any computer.

This app might be worth checking out if you’re looking for a way to better keep track of your finances without doing all the work yourself.

7. Pocket Expense

Pocket Expense is excellent if you want an app that will do more than track your expenses. It is also a budgeting feature and helps you stay on top of your bills.

You can use it to create customized reports, set spending limits, and track your progress over time. 

Plus, the interface is clean and easy to use. Another benefit is that you don’t have to worry about data charges since all transactions are offline. The cost isn’t free; there’s a $7.99 monthly fee for in-app purchases.

8. BillGuard

Protect yourself from unwanted and surprise charges with BillGuard. This app uses crowdsourcing to track and report fraudulent activity, so you can avoid getting ripped off. Plus, it offers an excellent visual interface for monitoring your spending.

You can also use BillGuard to get alerts. View your transactions, including receipts, and categorize your expenses. 

Plus, you can set reminders to pay bills over time. This app makes budgeting a breeze and is among the best iPhone apps for expense tracking.

9. Monefy

Looking for the best iPhone app for expense tracking, look no further than monefy. This app easily tracks your spending and keeps tabs on your budget.

You can set up a budget and track your progress over time or use the app’s expense tracker to stay on top of your spending. 

Plus, monefy allows you to create reports to see where your money is going. Whether you’re a small business owner or just trying to save money, Moneyfy is the perfect app.

The best part? It’s free! Get started with Moneyfy today by downloading it from the App Store.

10. Spending Tracker

Looking for one of the best iPhone apps for expense tracking, look no further than Spending Tracker.

This app is simple and easy to use, making it perfect for anyone who wants to get a handle on their spending. Plus, it’s free! 

Download this app now if you want to be able to track your expenses with ease.

One of the best features of this particular app is that there are different categories so that you can easily categorize your costs (i.e., groceries, entertainment).

Plus, you can create classes as needed and add or remove transactions when necessary! 

It’s almost like having an entire bookkeeping department right at your fingertips. Another great feature of this iPhone app is that when something goes wrong (like if your card gets lost), there’s a record for it so that everything stays up-to-date even if something goes wrong.

Whether you want something basic or more complicated, Spending Tracker has what you need: simplicity with sophisticated options.

11. Wally

Another great feature of this app is connecting it to your bank account and credit cards so that all your transactions are automatically tracked.

It makes it easy to see where your money is going and helps you avoid overspending. If you’re looking for an app to help you keep track of your expenses, Wally is a great option. 

One of the best features is connecting it with your bank account and credit card information which means any transactions will be automatically tracked.

It’s easy to get an overview of where your money is going with this app, which can help you manage your spending habits better.

12. Money Lover Expense Tracker

Money Lover is one of the best iPhone apps for expense tracking. It has a clean and straightforward interface, making it easy to track your expenses. You can add costs manually or import them from your bank account. 

Money Lover lets you set up a budget and track your progress over time. If you have any questions about an expense category, the app will show you an example so that you know what to enter. 

There are no ads on this app, making it easy to use without distractions. It’s free with a 7-day trial period, so why not try?

13. Pocket Expense 6

If you’re looking for a comprehensive and user-friendly expense tracking app, Pocket Expense 6 is a great option.

It allows you to track your income and expenses, create budgets, and see where your money is going. Plus, it comes with a handy widget to see your finances at a glance. 

It has an intuitive design that makes the app easy to use. Plus, its iOS 9 compatibility means the interface automatically adapts to changes in device size.

And if you want more than just expense tracking, this app lets you plan your goals and keep tabs on them within one convenient place.

14. Money lover

Are you Searching for a capable budgeting app? You can effortlessly create a budget for your expenditure using Money Lover.

Additionally, the app can forecast your future spending based on past transactions and offer guidance on staying within budget.

Money Lover is the most straightforward finance application for keeping track of expenses and creating budgets since managing finances shouldn’t be difficult or time-consuming.

Keep tabs on your spending, earnings, debt, bills, and payments with just a few screen taps. It is quick, easy, and affordable.

With simple-to-read data like “total expense,” “total income,” “spending by each category,” or “pending invoices,” you will have a better understanding of where your money comes from and goes.

To better manage your finances and keep on top of your budget, download Money Lover today.


After evaluating the features and benefits of each app, we’ve compiled a list of the 13 best iPhone apps for expense tracking.

While most of these apps are free, a few offer premium features worth paying for if you need them. 

The two most important things to consider when choosing an app are its accuracy and the data export options.

Be sure to download the one with an export option that suits your needs. You can use these apps on iOS 12 or higher devices, so feel free to take your pick!

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